Once you've downloaded Capitec app, sign in and set your online limits:
Step 1: Tap Transact
Step 2: Tap Scan to pay
Step 3: If it's your first time using scan to pay, read and accept the agreement then allow the app to access your camera
Step 4: Tap Scan to scan the QR code displayed at the paypoint, on the card machine in-store or at checkout online
Step 5: Choose a card to pay with (your debit card is your default payment card)
Step 6: Enter the amount
Step 7: Tap Pay